PLENTI COMMERCIAL - February 26th
Your latest Commercial rate update is here |
|
|
We are adjusting our rates by 25bps, bringing our headline rate to 7.24% p.a.
Alongside this, we continue to invest in product capability and features that give you the advantage needed to compete and convert more business, including: |
|
|
| Low-doc approvals up to $150K – available across dealership, private sale, and refinance |
|
|
| Advance and arrears payment options – giving you greater flexibility to structure deals |
|
|
| No early termination fees after 2 years^ – providing your clients with confidence and flexibility |
|
|
| Re-amortisation feature – helping clients manage repayments when they pay down early |
|
|
| Fast turnaround times and a dedicated commercial credit team – keeping deals moving and avoiding bottlenecks
|
|
|
| Dedicated support from our BDM teams – always available to work through scenarios |
|
|
Effective from 26 February 2026, all new commercial applications submitted via the broker portal will automatically be priced at the new rates.
Applications currently in the pipeline that have been submitted but not yet settled will retain existing rates until close of business, 13 March 2026. |
|
|
PLENTI CONSUMER - February 25th
CONSUMER AUTOMOTIVE LOANS |
Higher limits. Increased flexibility. Broader eligibility. |
|
|
At Plenti, we know that a "one size fits all" approach doesn't work for your clients. You’ve told us where the friction points are, and we’ve been working behind the scenes to roll out a new round of Consumer Automotive policy updates to give you more flexibility. |
|
|
| Maximum loan amount increased to $150K for asset backed clients on dealer-sale only |
|
|
| 6 month casual now accepted, no industry continuity required |
|
|
| Joint debts apportioned by ownership and share of household income, to a minimum of 35% (previously 50%) |
|
|
| Non-asset-backed rate decreases |
Sharper pricing across Tier 1 and Tier 2 to support more of your customers |
|
|
Larger eligible deal sizes, broader eligibility for casual applicants, and more flexibility when structuring consumer automotive deals.
|
|
|
Download the latest policy guide for full details below: |
|
|
We’ll keep listening and will continue rolling out improvements over the next few months to make it even easier to do business with us. In the meantime, if you have any questions, please feel free to reach out to your dedicated BDM or RM. |
If we have questions related to assessments or need clarification on in-flight applications, the Plenti Credit team will contact you from a number beginning with 02 9102 60xx. |
|
|
PLENTI - February 25th
Bigger deals. Broader eligibility. More flexibility. |
|
|
At Plenti, we know that a single set of rules doesn’t fit every personal loan scenario. Based on your feedback, we’ve rolled out a new round of Personal Loan policy updates to provide clearer settings and more flexibility where it matters most. |
|
|
| Maximum loan limits by risk band |
- Excellent: $75K (up from $65K)
- Great: $65K
- Good: $60K
- Average: $30K
|
|
|
| For loan amounts over $50K, borrowers must meet the following criteria: |
- Income: Greater than $6,000 (net) per month
- Borrower age: 26+
- Employment type: Full-time, part-time, self-employed (excludes casuals)
- Residential status: Home owners & renting (excludes boarder or living with parents)
- Loan purpose: Home improvements, Debt Consolidation, Vehicle, Home Deposit
|
|
|
| Only 1 year of tax documents & NOA required for self-employed borrowers |
|
|
Larger eligible deal sizes, clearer requirements for higher loan amounts, and simpler documentation for self-employed clients. |
|
|
Download the latest policy guide for full details below: |
|
|
We’ll keep listening and will continue rolling out improvements over the next few months to make it even easier to do business with us. In the meantime, if you have any questions, please feel free to reach out to your dedicated BDM or RM. |
If we have questions related to assessments or need clarification on in-flight applications, the Plenti Credit team will contact you from a number beginning with 02 9102 60xx. |
|
|
AMMF - February 25th
 | Welcome to the Team, Kristina! | Valued partners, We are thrilled to announce that Kristina Hall has joined the AMMF Broker Team as a Broker Support Officer, effective immediately. Kristina brings with her an impressive 12+ years of experience with Yamaha Financial Services, where she has developed deep expertise in financial services support and broker relations. We are incredibly fortunate to have someone of Kristina’s calibre join our growing family, and we warmly welcome her to the AMMF Broker Team.
|  | Contact Details Phone: 0417 319 629 Email: Kristina.hall@ammf.com.au | Availability
Kristina is available Wednesday, Thursday, and Friday. On Mondays and Tuesdays, please kindly direct your enquiries to your BDM or our admin team: Please join us in giving Kristina a warm welcome as she becomes part of the AMMF Broker team. We look forward to the incredible value and expertise she will bring to our team and to your broker experience. Should you have any questions, please do not hesitate to reach out using the contact details above. Warm regards,
Marty Bear
Head of Broker
|
|
PEPPER - February 25th
Changes to TMD and Vulnerable Customer Guidelines |
|---|
|
|---|
|
|---|
| Target Market Determination |
|---|
|
|---|
|
|---|
We have recently approved changes to the Target Market Determination (TMD) for the Secured Consumer Loan (Asset Finance) product (product). You can access a copy of the TMD here. It is also available on Solana and on the Pepper Money website. It is important that you read the TMD and understand your obligations as a distributor including ensuring that the product is only offered to the target market.
Note that if a customer requests a copy of the TMD, the TMD must be provided free of charge.
A summary of the updates to the TMD are:
- Section 3 Description of target market including likely objectives, financial situation and needs: consolidated into a table format for easy reference.
- Section 4 How this product is to be distributed: updated to include:
- All advertising and promotional material in relation to the product must be approved by Pepper Money which will include ensuring consistency with the TMD.
- Clarification that all applications must be submitted by distributors into our origination systems.
- That there are system processes and controls to ensure loans are provided to the target market.
- Distributors are accredited and trained to distribute the product.
- Uplift of information relating to our credit assessment processes and how they ensure that applications are only provided to the target market.
- Section 5 Review Triggers: updated to include references to the metrics and thresholds that are reviewed monthly by Pepper Money.
|
|---|
|
|---|
|
|---|
IMPORTANT: the requirement to advise Pepper Money within 5 days of any complaints about Pepper Money’s product or services remains unchanged. Any complaints are to be sent to ddoreporting@pepper.com.au within 5 days.
|
|---|
|
|---|
|
|---|
| Introducer Vulnerable Customer Guidelines |
|---|
|
|---|
|
|---|
We have also updated our Introducer Vulnerable Customer Guidelines. These are also available on Solana.
Updated sections include:
- “Information to assist with identifying family violence and/ or financial abuse.”
Pepper Money has provided additional information to ensure Pepper Money applicants and customers are provided with support.
If you identify evidence of potential family violence and/or financial abuse in relation to a Pepper Money application, please email ddoreporting@pepper.com.au.
If you become aware that an existing Pepper Money customer is experiencing family violence/financial abuse or other vulnerabilities (e.g. family member has died or has been impacted by a natural disaster), please email assist@pepper.com.au so that our specialist team can provide relevant options and assistance to these customers.
|
|---|
|
|---|
|
|---|
Head of Sales, Pepper Asset Finance |
|---|
|
|---|
|
|---|
METRO CONSUMER - February 24th
|
|
We’re playing a bigger game.
Our New/Demo headline rate now stretches to cover vehicles up to 2 years old. Think of it as moving the stumps, but in your favour. |
|
More customers qualify. More deals stay competitive. More wins on the board. |
|
|
|
| We’d love your feedback! Please leave us a Google review here. |
|
Latest Rate SheetPlease see our new and improved Rate Sheet attached. |
|
|
MONEY 3 - February 23rd
| Good Afternoon,
We've made an update to the Money3 Product Guide, which will take effect from Monday 2nd of March 2026.
These changes reflect our ongoing review and refinement of the Household Expenditure Measure (HEM).
Click to open the new Product Guide.
Please note: Any applications that were pre-approved prior to the 2nd of March will continue to be assessed under the existing HEM figures.
As always, we appreciate your continued support of Money3.
Kind Regards,
Steve Hayes National Business Development Manager |
|
|
|
MONEYPLACE - February 23rd
 Following the RBA’s recent announcement, we will be increasing our personal loan rates by 25 basis points from Tuesday 24 February 2026. Our starting rates remain unchanged, with secured from 5.67% p.a. (6.10% p.a. comparison rate^) and unsecured from 6.30% p.a. (6.30% p.a. comparison rate*). For full product details, simply login below and download the latest broker guide. |
|
METRO COMMERCIAL - February 23rd
|
|
Metro Finance will be increasing our rates by 15 basis points for all new applications, effective from Tuesday, 24 February. We will honour the current rates for all settlements up to Tuesday, 10 March. |
|
|
LATITUDE - February 20th
|
Motor Loan Interest Rate Changes for New Lending |
Effective 20 February 2026, we have made some changes to our Motor Loan pricing bands for new lending. There is no change to the lowest and highest rates. Our new pricing bands can be found in the table below and attached. Rates applicable for new to Latitude Motor Loan customers (Effective 20 February 2026) Rates eligible up to $200,000* | Mortgage Brokers | Finance Brokers | Pricing Tier | Fixed^ | Variable^ | Pricing Tier | Fixed Baseline Rate^ (at full 4.5% comm) | Variable Baseline Rate^ (at full 4.5% comm) | 1-5 | 7.99% - 11.99% | 7.99% - 11.99% | 1-5 | 8.99% - 12.99% | 8.99% - 12.99% | 6-10 | 11.99% - 14.49% | 11.99% - 14.49% | 6-10 | 12.99% - 15.49% | 12.99% - 15.49% | 11-15 | 14.49% - 16.99% | 14.49% - 16.99% | 11-15 | 15.49% - 17.99% | 15.49% - 17.99% | 16-20 | 18.49% - 23.99% | 18.49% - 23.99% | 16-20 | 19.49% - 24.99% | 19.49% - 24.99% | 21-23 | 24.49% - 26.99% | 24.49% - 26.99% | 21-23 | 25.49% - 27.99% | 25.49% - 27.99% | Commission payable is fixed at 2.5% of NAF + GST | For all Risk Grades, Flex Commissions are as follows (except Tier 1, no flexing available): Baseline Rate = 4.50% Baseline Rate less 50bps = 3.50% Baseline Rate less 100bps = 2.50% Baseline Rate less 150bps= 1.50% Baseline Rate less 200bps = 0.50% |
Inflight applications – Quotes submitted prior to 20 February 2026, with application submitted on or after this date, new pricing will be applied. Applications approved prior to this date; original pricing will be applied. |
BOQ - February 20th
New SA BDM Details:
Stephen Hewett
0422 782 824
BRANDED - February 20th
|
Hi
We’re making changes to our interest rates, effective Tuesday, 24 February 2026 (Effective Date).
You can find the full details in our updated product guide below: |
|
|
|
|
|
|
To ensure a smooth transition, we’ll honour the current rate for loans approved by 5pm AEDT, Monday 23 February 2026, provided the loan settles by 5pm AEDT, Tuesday 10 March 2026 and the loan application is not resubmitted for reapproval on or after the Effective Date. Our updated commission calculator will be available in our document library from 24 February 2026. Need help workshopping a deal?Our dedicated support team is ready to workshop deals before submission. Contact Nick Lomliengbhol at workshop@brandedfinancial.com or call 1300 114 041, option 3. Thank you for your continued support. If you have any questions about these changes, please contact your BDM. |
|
|
|
|
|
LIBERTY - February 16th
Liberty is updating rates across our motor consumer and commercial product suites, effective Tuesday 17 February.
All current approved applications will be honoured, provided settlement takes place by Friday 20 February.
Learn more about these changes by downloading our latest Introducer Guide. |
|
|
|
NOW FINANCE - February 16th
| Updated Auto Loan pricing |
|
|
|
|
Our updated NOW Finance Auto Loan rates are now in effect. Please refer to the updated product guides for current pricing.
|
| Auto Loan product guide for Asset Brokers |  | | Auto Loan product guide for Mortgage Brokers | |
|
What you need to know: Applications approved or submitted prior to Saturday, 14 February, 2026 will retain the previous rates, provided they are settled within the 30-day approval validity period. All new applications and quotes submitted will be issued at the new rates.
|
|
SELFCO - February 13th
We’re writing to advise you of an update to our interest rate settings following the recent market rate increases.
What’s Changing We will be increasing rates on our Primary product range. This adjustment reflects current funding conditions and ensures we continue to offer sustainable, competitive solutions.
What’s Not Changing Importantly, we will not be passing on the rate increase to our Secondary and Tertiary product tiers.
Rates for these tiers remain unchanged, ensuring continued certainty for brokers placing deals in these parts of the product range.
Effective Date These changes take effect for new applications received from Monday 16th February 2026
Note: Applications received before the 16/2/26 will still be honoured at the current rate if they settle by COB Friday 27th February 2026
If you have any questions regarding these changes or need assistance with a scenario, please feel free to give me a call or reach out via email.
Thank you for your continued support.
Download the product guide and current rate card: |
|
Download a copy of our NEW application form: |
|
|
|
LATITUDE - February 13th
|
Personal Loan Interest Rate Changes for New Lending |
Effective Friday 13 February 2026, we have made some changes to our Personal Loan pricing bands for new lending. There is no change to the lowest and highest rates. Our new pricing bands can be found in the table below and attached. Rates applicable for new to Latitude Personal Loan customers (Effective 13th February 2026) Rates eligible up to $200,000 | Pricing Tier | Variable Price range (Secured)^ | Variable Price range (Unsecured)^ | Fixed Price Range (Secured)^ | Fixed Price Range (Unsecured)^ | 1-5 | 9.49%-15.49% | 9.49%-16.49% | 8.99%-15.99% | 8.99%-16.99% | 6-10 | 16.24%-20.49% | 17.24%-21.49% | 16.49%-20.99% | 17.49%-21.99% | 11-15 | 21.24%-25.49% | 22.24%-26.49% | 21.49%-25.99% | 22.49%-26.99% | 16-20 | 26.24%-28.39% | 27.24%-29.39% | 26.49%-28.39% | 27.49%-29.39% | 21-23 | 28.39% | 29.39% | 28.39% | 29.39% |
Inflight applications – Quotes submitted prior to 13 February 2026, with application submitted on or after this date, new pricing will be applied. Applications approved prior to this date; original pricing will be applied.
Kind regards Latitude Broker 
|
|
PLENTI - February 12th
Your latest personal loan
rate update is here |
|
|
We are adjusting our personal loan rates, with the new headline rate now starting from 7.49% p.a.
New rates will apply to applications submitted from Monday 16 February 2026, and any deals already in progress will retain existing rates.
Download the updated rate card below to learn more: |
|
|
If you have any questions about these rate changes or would like to discuss an opportunity with us, please feel free to reach out to your dedicated BDM or RM. |
|
|
| P.S. Stay tuned, we have some exciting updates coming your way, each thoughtfully shaped by your valuable feedback. |
|
|
FIRSTMAC - February 11th
Hi there,
Please be advised that effective 12th January 2026, Firstmac will be making the changes below:
- Variable rates will increase by 0.25%
- Fixed Rates will increase by 0.30%
- Minimum loan amount will increase to $10,000
PLENTI COMMERCIAL - February 11th
To recap, over the past year, we’ve been listening closely to brokers - understanding where friction exists, what slows deals down, and what a modern commercial lender should look like in practice. That feedback has shaped our commercial transformation, and phase one is now underway.
This is about building a broker-first commercial platform that’s faster, clearer, and easier to do business with
|
|
|
| Advance Payments
Designed to bring Plenti in line with standard commercial market structures, while giving you greater flexibility to structure competitive deals and unlock lower monthly repayments. |
|
|
| Simplified rate card
We’ve consolidated asset age bands and simplified the overall structure to make pricing clearer and easier to apply across more eligible assets. The result: faster deal structuring, less complexity, and greater confidence at the submission stage. |
|
|
Key policy changes live today: |
|
|
| Tier 1 ABN tenure reduced
Earlier access to Tier 1 pricing and policy, with ABN tenure now reduced to 3 years. |
|
|
| Exposure limits increased
More capacity for repeat customers, with exposure now up to $300k for established Plenti borrowers. |
|
|
| Tier 3 NAF increased
Tier 3 NAF increased up to $50k, alongside the GST tenure requirement of 3 months. |
|
|
| Exiting Tier 3 non-GST
Simplified policy alignment with cleaner segmentation and stronger portfolio quality. |
|
|
What’s coming in March 2026: |
|
|
We’re preparing to roll out a major expansion of our Commercial truck offering - designed to support larger vehicle transactions with greater flexibility. More details coming very soon.
This is just the beginning. Phase one marks the first wave of enhancements in our ongoing delivery roadmap - all focused on improving speed, scale, and ease of doing business.
If you’d like a walkthrough of the new tools or want to discuss what’s coming next, your BDM team is ready to help.
|
|
|
MONEY 3 - February 10th
| Good Afternoon,
We have some positive news to share.
Effective immediately, Money3 has expanded its list of acceptable visa types.
The following visa's are now eligible: Temporary Graduate visa (Subclass 485)* Pacific Engagement Visa (Subclass 192) Bridging Visa A (Subclass 010)* Bridging Visa B (Subclass 020)*
* Some conditions will apply.
Please Note: The Money3 minimum contract term is 24 months Therefore, the visa expiry date must be more than 24 months from the settlement date.
A condensed list of all acceptable visa types will also be included in the next update of our Credit Guidelines.
Important Update | Biometrics is Here!
From Wednesday this week, there is no need for you to share your customers ID, Money3 will be completing the ID process using Biometrics.
Your customer will get an SMS to complete on their phone after they sign their contract.
If you have any questions, please reach out to your BDM. |
|
|
|
PLENTI CONSUMER - February 10th
CONSUMER AUTOMOTIVE LOANS |
Your latest automotive loan
rate update is here |
|
|
We are adjusting our automotive loan rates, with the new headline rate now starting from 8.99% p.a.
New rates will apply to applications submitted from Thursday 12 February 2026, and any deals already in progress will retain existing rates.
Download the updated rate card below to learn more: |
|
|
If you have any questions about these rate changes or would like to discuss an opportunity with us, please feel free to reach out to your dedicated BDM or RM. |
P.S. Stay tuned, we have some exciting updates coming your way, each thoughtfully shaped by your valuable feedback. |
|
|
METRO - February 10th
|
|
From Tuesday 10 February 2026, we’re excited to introduce a process improvement that will save time and hassle on eligible applications, where the financed asset is a motor vehicle with a VIN and the application is a private sale or a refinance, a PPSR company search over the private seller or customer will no longer be required. |
|
Less admin, more speed ?This improvement means: Less paperwork and fewer touchpoints Smoother, faster processing for eligible applications Fewer instances where a PPSR deed of release is needed from another financier/secured party
|
|
We’re looking forward to this change and the efficiencies it will bring across eligible applications. As always, if you have any questions, please contact your BDM. |
|
| Metro reserves the right to request a PPSR deed of release under certain circumstances. |
|
| A 1% rate discount applies for new electric vehicles, eligible wheeled equipment, battery chargers, and solar. For full details on eligibility and how to take advantage of this discount, check out our product booklet. |
|
|
BRANDED - February 9th
|
Hi
Over the past couple of weeks, we’ve received valuable feedback regarding our recently communicated requirement for a mandatory DoxAI inspection for all caravan applications.
Thank you to those of you who reached out and shared your feedback. We hear you, and we understand the points you’ve raised.
Revised caravan inspection requirements
Effective immediately, we no longer require DoxAI inspections for caravan applications.
Instead, our new Vehicle Inspection Report needs to be completed in full for all new caravan applications. Please ensure this document is returned to us prior to finalising the application so we can proceed without delay.
You can find the new Vehicle Inspection Report below or in our documents library. |
|
|
|
|
|
|
Thank you for your cooperation as we transition to this updated process. If you have any questions, please contact your BDM. |
|
|
|
|
|
MORRIS - February 9th
|
|
Following the recent RBA announcement, we have completed a review of our product criteria and pricing.
Please find linked below our updated Morris Products, Matrix, and Fee Schedule documents, effective from Monday, 9 February 2026.
Also included are copies of our current Broker Guide and Submission Cover Sheet for your reference.
Please note that all Credit and Settlement team members now have direct phone lines in place. This has been implemented to enhance communication and provide you with more efficient support. |
|
|
MONEYME AUTOPAY - February 9th
|
|
As a result of the recent RBA rate increase, eligible MONEYME Autopay and MONEYME personal loan customers funded prior to 1/12/2025 will see a 0.25% p.a. increase to the interest rate on their loans.
Customers will be notified via email of this increase. They will be given at least 20 days’ notice before the change comes into effect.
Please note:
Customers who did not receive the previous interest rate decrease, will not be included in this back book rate increase. For the moment, front-book pricing is not changing. If any rate increases are to be made, we will confirm in a future update.
If you have any questions or concerns, please reach out to the broker support team on 1300 908 068.
|
|
|
|
Best regards,
The Broker Support Team
 |
|
|
AZORA - February 9th
DYNAMONEY - February 9th
We’ve recently amended our pricing and our updated Asset Finance Product Guide can be viewed here. Please note that you will have 14 days to settle any existing approvals at the prior approved rate. Your Business Development Manager is here to support you, so please don’t hesitate to reach out if you’d like to discuss a scenario, workshop a deal, or simply have a chat. Thank you for your continued partnership. Kind regards,
The Dynamoney Team |
|
|---|
PEPPER - February 9th
We're updating our pricing |
|---|
|
|---|
|
|---|
We're making some changes to our Asset Finance pricing on 9 February 2026. |
|---|
|
|---|
|
|---|
What you need to know:
The new applicable interest rate will apply to all: - new applications created on or after 9 February 2026,
- pipeline applications not yet submitted to settlements by 13 February 2026; and
- pipeline applications submitted before 13 February but requires editing and re-submission (for any reason).
The existing approved interest rate will apply to all: - pipeline applications submitted to settlements before 14 February 2026.
Need the full breakdown. Head to Solana» Click on the Pricing Plan section for all applicable rates and download your cards there. |
|---|
|
|---|
|
|---|
PLENTI COMMERCIAL - February 5th
Your latest Commercial automotive rate update is here |
|
|
We are adjusting our rates by 10bps, bringing our headline rate to 6.99% p.a.
Alongside this, we continue to invest in product capability and features that give you the advantage needed to compete and convert more business, including: |
|
|
| Low-doc approvals up to $150k – available across dealership, private sale, and refinance |
|
|
| Advance and arrears payment options – giving you greater flexibility to structure deals |
|
|
| No early termination fees after 2 years^ – providing your clients with confidence and flexibility |
|
|
| Re-amortisation feature – helping clients manage repayments when they pay down early |
|
|
| Fast turnaround times and a dedicated commercial credit team – keeping deals moving and avoiding bottlenecks
|
|
|
| Dedicated support from our BDM teams – always available to work through scenarios |
|
|
Effective from 5 February 2026, all new commercial applications submitted via the broker portal will automatically be priced at the new rates.
Applications currently in the pipeline that have been submitted but not yet settled will retain existing rates until close of business, 20 February 2026. |
|
|
ANGLE FINANCE - February 5th
| Dear Angle Brokers,
February’s here and so is a smarter way to finance bigger deals. Our $400K Low Doc is now available, giving your clients access to larger funding with straightforward criteria. Plus, we’ve added new EOTs for Older Assets and introduced new opportunities for Prime Movers and buses over 25 seats! Here is what’s NEW: |
|
| |
To qualify for $400K Low Doc3+ years ABN & GST Asset Finance Credit Reference (Existing Angle Customer or Accepted Asset Finance Provider) Property backed (spousal property accepted) Asset Types: Primary & Secondary
Here’s What’s in It for You
Our portal will do all the qualifying for you, check it out! |
|
| | | Primary Assets: Max EOT now 25 years (previously 20) Secondary Assets: Max EOT now 15 years (previously 10)
Here’s What’s in It for You Private Sales, No Rate Loading: Smooth process, brokers can complete inspections or use recommended suppliers 6 and 7-year repayment options available
|
|
| | |
Qualifying CriteriaCompany or Trust only 5+ years ABN & GST Comparable asset finance credit reference Older trucks available up to EOT 20 years Asset backed Mid Doc or Full Doc Assessment
Here’s What’s in It for You |
|
| |
Rate Update - check the latest rate card to see the updates.
Prices have increased on our standard rate cards. No changes to our A+ and A++ rates. Deals approved in your pipeline will still be honoured at the current rate if they settle by COB Friday 13 February 2026. New approval advices will be issued on Monday 16 February at the new rate.
Our team will walk you through an exclusive breakdown of all changes at next week’s National Webinar. Don’t miss it! We have two sessions coming up:
Thursday 12 Feb at 2:00 PM.
Thursday 26 Feb at 2.00 PM. |
|
| | | Log in to Broker Portal to submit a deal & to view the updates! For more info head to MyHub, your go-to for all things Angle. Got any deals in mind? Speak to your BDM today. |
|
| Cheers, The Angle Finance Team |
|
|
|
|
|
|
|
MONEYME AUTOPAY - February 2nd
|
|
On Tuesday 3 February 2026, MONEYME Personal Loans and MONEYME Autopay will be moving from using the Equifax comprehensive score to Equifax OneScore as part of our credit assessment process.
Please keep this in mind when checking your customer’s credit profile, as you will now need their OneScore. Our credit policy and approval requirements haven’t changed.
Scores may look different under OneScore because it uses a different scale than the previous comprehensive score. Please note, our minimum score under OneScore will now be 400 for Autopay loans, and 450 for MONEYME Personal Loans.
Download the updated guides below: Please note, this change does not apply for SocietyOne Personal Loans. |
|
|
WESTPAC - February 2nd
Westpac has changed carded rates for both standard and Xpress deals.
Updated rate charts can be found in lender resources.
DYNAMONEY - January 29th
We wanted to let you know about an upcoming update to our AML/KYC process, effective 29 January 2026.
What’s changing?
Once a deal has been approved, you’ll receive an email containing a link to initiate the AML/KYC process.
From there:
• You can send an SMS to your client when you’re ready and;
• Your client will receive simple instructions to complete the process
You’ll be able to easily track progress in the AML/KYC tab, with clear status indicators:
• Pending
• Success (green)
• Failed (red)
What’s staying the same?
From your client’s perspective, there are no changes to AML/KYC requirements, just a smoother, more streamlined process behind the scenes. To help ensure a smooth AML/KYC experience, please ensure the customer’s first and last name on their ID match the name submitted on the application.
If you have any questions or would like support, your Business Development Manager will be more than happy to help.
We look forward to continuing to support you and your clients.
Kind regards,
The Dynamoney Team |
LATITUDE - January 29th
|
System Enhancements |
We are pleased to advise the following system enhancements, effective Thursday 29th January 2026. Broker Portal – Motor Loan Navigation To improve the navigation of Motor Loans when a Task is outstanding, a Navigation menu has been introduced enabling Brokers to jump to any page of the Application quickly.  
Note: If you have made a change on the page, you will need to scroll to the bottom and select ‘Continue’ for the changes to be saved and sent to Latitude. 
Broker Roadshows – don’t forget to register (registrations close Friday 6th February) Scan below or register here 
Adelaide – Wednesday 18th February 2026 Stamford Grand Glenelg 9.30am – 12.00pm ************************ Perth – Thursday 19th February 2026 Crown Perth 9.30am – 12.00pm ************************ Melbourne - Tuesday 24th February 2026 Novotel Melbourne on Collins 9.30am – 12.00pm ************************ Sydney – Wednesday 25th February 2026 Novotel Sydney Parramatta 9.30am – 12.00pm ************************ Brisbane – Thursday 26th February 2026 Sofitel Brisbane Central 9.30am – 12.00pm Kind regards Latitude Broker 
|
FLEXICOMMERCIAL - January 28th
Dear LMG
Over the last month or so, wholesale funding rates have been steadily increasing.
As a result, effective 28th January 2026, we will be increasing our rates across the board by 0.2%.
For deals already approved, we will honour the previously approved rate provided the deal settles by 11th February. If the deal settles after this date, the pricing will increase by 0.2%.
Please download our revised Rate Card below. |
|---|
|
|---|
|
|---|
NOTICE OF CHANGE OF ADDRESS
Please also note that flexicommercial has changed its address and registered office, effective 27th January 2026. We kindly request that you update your records (especially for invoicing) to reflect this new address.
Our new address is: Level 14, 255 Pitt Street, Sydney NSW 2000
Our postal address remains the same: Locked Bag 5005, Royal Exchange NSW 1225 |
|---|
|
|---|
|
|---|
Any questions, as always, talk to your flexi BDM on your 100% broker-dedicated asset finance team. |
|---|
|
|---|
|
|---|
METRO CONSUMER - January 28th
Metro Finance will be increasing our rates by 15 basis points for all new applications, effective Wednesday 28th of January 2026. We will honour the current rates for all settlements up to Wednesday 11th of February 2026. |
|
|
|
| We’d love your feedback! Please leave us a Google review here. |
|
Latest Rate SheetPlease see our new and improved Rate Sheet attached. |
|
|
METRO COMMERCIAL - January 27th
Metro Finance will be increasing our rates by 15 basis points for all new applications, effective from Tuesday, 27 January. We will honour the current rates for all settlements up to Tuesday, 10 February. |
|
| A 1% rate discount applies for new electric vehicles, eligible wheeled equipment, battery chargers, and solar. For full details on eligibility and how to take advantage of this discount, check out our product booklet. |
|
|
|
| Download our rate sheet and get started today |
|
| Passenger Vehicle Streamlined Policy |
|
| Trucks, Trailers and Wheeled Equipment Streamlined Policy |
|
| Other Equipment Streamlined Policy |
|
| Replacement Streamlined Policy |
|
| Ballon/Residual Finance Streamlined Policy |
|
| Agri Product Streamlined Policy |
|
|
LATITUDE - January 23rd
|
Personal Loan Interest Rate Changes for New Lending |
Effective Friday 23rd January 2026, we have made some changes to our Personal Loan pricing bands for new lending. There is no change to the lowest and highest rates. Our new pricing bands can be found in the table below and attached. Rates applicable for new to Latitude Personal Loan customers (Effective 23rd January 2026) Rates eligible up to $200,000 | Pricing Tier | Variable Price range (Secured)^ | Variable Price range (Unsecured)^ | Fixed Price Range (Secured)^ | Fixed Price Range (Unsecured)^ | 1-5 | 9.49%-14.99% | 9.49%-15.99% | 8.99%-14.99% | 8.99%-15.99% | 6-10 | 15.99%-19.99% | 16.99%-20.99% | 15.99%-19.99% | 16.99%-20.99% | 11-15 | 20.99%-24.99% | 21.99%-25.99% | 20.99%-24.99% | 21.99%-25.99% | 16-20 | 25.99%-28.39% | 26.99%-29.39% | 25.99%-28.39% | 26.99%-29.39% | 21-23 | 28.39% | 29.39% | 28.39% | 29.39% |
Inflight applications – Quotes submitted prior to 23rd January, with application submitted on or after this date, new pricing will be applied. Applications approved prior to this date; original pricing will be applied. |
BRANDED - January 22nd
| Hi
We’re making changes to our interest rates, effective Thursday, 22 January 2026 (Effective Date).
You can find the full details in our updated product guide below: |
|
|
|
|
| | To ensure a smooth transition, we’ll honour the current rate for loans approved by 5pm AEDT, Wednesday 21 January 2026, provided the loan settles by 5pm AEDT, Thursday 5 February 2026 and the loan application is not resubmitted for reapproval on or after the Effective Date. Our updated commission calculator will be available in our document library from 22 January 2026. Need help workshopping a deal?Our dedicated support team is ready to workshop deals before submission. Contact Nick Lomliengbhol at workshop@brandedfinancial.com or call 1300 114 041, option 3. Thank you for your continued support. If you have any questions about these changes, please contact your BDM. Best regards |
|
|
|
|
|  Tony FarnellNational Sales Manager |
|
|
|
|
| |
|
|
PLENTI COMMERCIAL - January 21st
Our new and improved rate card - shaped by your feedback |
|
|
In the last year, we've invested significant time listening to your feedback. Now, we’re putting it into action. |
|
|
Plenti Commercial will roll out a series of meaningful product and policy enhancements, all designed to refine our offering and support our ambition to become Australia’s leading commercial asset finance lender. |
We’re starting with one of your biggest requests: a simpler, sharper rate card. You told us our asset age bands needed simplifying and that our best rates should apply to more vehicles. |
|
|
| Consolidated asset age bands. New and used asset bands up to 3 years have been consolidated for more flexibility. |
|
|
| Sharper pricing on more assets. Our headline rate of 6.89% p.a. now applies across 0-3 year asset age band for tier 1 customers, making pricing more competitive on a wider range of vehicles. |
|
|
|
| Cleaner and simpler design. The new layout will help you quote with speed and confidence. |
|
|
This is just the first of many updates coming your way, each one built directly from your feedback.
Get ready for the new Plenti Commercial. |
|
|
Need a hand? We're here to help! |
|
|
MONEYTECH - 21st January
We're excited to share that Equifax is now fully integrated into the Moneytech Broker Portal - giving you clear upfront credit insights, and stronger support when placing SME clients.
This update aligns our assessment process with the commercial data brokers already rely on, providing certainty right from the start.
So, what's changed? We are now using Equifax’s commercial and consumer insights — integrated directly into our internal assessment tools. This means you can expect: - Clarity upfront, with deep data available immediately
- Consistent assessments, including businesses with complex trading histories
- Confidence that our decisions reflect the same data you already use
- Your seamless portal experience won't change - soft touches will continue as usual, with hard touches only completed at final application submission
As part of this update, Moneytech will now incorporate the following Equifax reports: - Equifax Company Scored Enquiry
- Equifax Company Scored Enquiry — Enriched (automatically used when ASIC data is older than 30 days)
- Equifax Commercial Apply for individuals (commercial + consumer report)
These data sources now form part of the foundation of every assessment. To make things even smoother, all communication around deal related applications will now come from a single, centralised inbox, dealdesk@moneytech.com.au. This ensures you receive fast, consistent responses throughout the assessment process, with a clear point of contact for any credit‑related queries. Check out our Equifax Scores Providing you clarity around our Equifax scores gives you confidence in decision making. Check out our scores below. Download our updated product guides, that include the new Equifax Scores today. You can also head to our broker hub to see everything all in the same place. |
|---|
|
|---|
|
|---|
If you're not already accredited with Moneytech, this is a great time to start. Join our network today or head to our Broker Portal to submit deals. To learn more, reach out to your Moneytech BDM today!
Thanks, |
|---|
|
|---|
|
|---|
BRANDED - 20th January
|
|
Hi, As part of our ongoing commitment to reducing fraud and ensuring a seamless lending process, we’ve made some changes to our requirements at both the loan application and settlement stages. These changes are effective immediately and are aimed at helping to provide a smoother experience for you and your customers while helping us maintain accuracy and integrity throughout the process. Credit Application Stage (all applications)We now require driver licences upfrontThis helps us identify potential issues early, such as single applicants with learner licences or applicants with alcohol interlock licence conditions who won't meet our credit criteria. In these situations, we’ll workwith you and your customers to find alternative solutions where possible. Please attach a copy of the customer’s physical driver licence to the loan application before uploading it to QuickSell. Settlement Stage (new caravan loans only)We now require a DoxAI inspection for all new caravan transactions prior to settlementAll new caravan applications must complete a mandatory DoxAI inspection process before funds are released. This condition applies to all credit approvals for caravans and is designed to help reduce and prevent fraudulent transactions associated with caravan funding. Thanks again for working with us to help reduce fraud and maintain an efficient process. If you have any questions, please contact your BDM. Best regards  Matthew Craig Head of Lending Operations |
|
|
|
|
|
METRO COMMERCIAL - 19th January
|
Please be advised of an update to our solar lending requirements effective from 19th of January 2026.
What’s changingFrom the effective date, Metro Finance will apply the following requirements: - Leasehold properties: No longer considering solar installations on leasehold properties moving forward. The borrower/guarantor will need to own the property where the solar installation is being completed
- STC documentation required prior to settlement: The STC assignment form and supporting photos will need to be provided prior to settlement
|
|
| For full details on eligibility and how to take advantage of the 1% discount, check out our product booklet. |
|
Direct Debit Update (that could save you a follow-up ?) |
|
Please note for all direct debits with Metro, the account holders name is required to be either the borrower or a party related to the contract (as per the obligors tab in My Metro) for example – a guarantor to the contract.
We are not able to accept a payment from a third party to the contract. |
|
|
FINANCE ONE - 14th January
 | As we step into 2026, we are making a number of important enhancements to support smoother workflows and stronger compliance for our broker network. These changes are designed to make the lending process easier to navigate, while helping you deliver even better outcomes for your clients. | NEW Privacy and Consent Acknowledgement Form
To simplify our customer application journey, we’ve merged consumer and commercial consents into one convenient PCAF. This updated form has now been uploaded to the Finance One Broker Portal under Products & Resources, or by clicking the button below.
Please ensure that all previous versions of our Privacy and Consent Acknowledgment Form are removed from distribution.
| | Download Now | | COMING SOON Affordability Calculator
We’re introducing a new affordability calculator to help you easily assess servicing across Finance One loan products. Once released, you’ll find it in the left-hand menu of the Broker Portal, giving you quick access to streamlined calculations and improved efficiency.
Stay tuned — we’ll let you know as soon as a release date is confirmed.
|  | | We have updated our Consumer Product Guide for 2026, please click the button below to view the latest version. | | Download Updated Product Guide | | IMPORTANT BROKER PORTAL REMINDER To ensure data security and maintain the integrity of access systems and loan accounts, each broker must use their own unique login when accessing the portal. Sharing login credentials is not allowed. Here's what you need to remember: Each broker who requires access to the broker portal must have their own login credentials. Sharing login credentials is not allowed. You are responsible for maintaining the security of your login credentials. You must comply with Finance One's requirements to access and use the Broker Portal, or your access may be suspended.
If you have any questions or need to set up a new user login, please contact us at brokers@financeone.com.au or 1800 346 663. We’re here to help. Thank you for your cooperation in ensuring a secure and efficient partnership. | | |
|
|
|
BRANDED - 14th January
As we start 2026, I wanted to reach out and provide a brief refresher on our newly approved policy.
Please take a moment to review the information below, as it outlines important guidelines moving forward.
Key Highlights
- Low Doc Auto Approvals now live
- All assets can now be considered under Low Doc, including passenger vehicles, caravans, camper vans, and motorbikes
- No deposit required under Low Doc for non-asset backed clients (Min 2 years ABN & GST/ Credit score <600)
- Asset age: up to 15 years at start of term (maximum 60-month term)
- Ultra Prime rates starting from 6.69% Commercial and 8.10% Consumer (all assets from 2017 onwards qualify)
- Consumer lending: minimum 3 months casual employment considered (most lenders require 6 months)
- Consumer lending: no probation period required; can consider a full-time role from day one with an employment contract
- Commercial lending: new venture policy available for new ABNs (minimum 3 months trading); non-GST registered considered
- No minimum age of credit file required – new credit files can be considered
- Boarders/Renters: no deposit required where credit comp score is above 600 (subject to credit criteria)
- High-value vehicles over $250k considered, with a maximum lend of $400k (please refer to our guide)
FINANCE ONE - 13th January
Please be advised that Finance One has updated our General Living Expenses table, effective 14 January 2026. The updated table is outlined below.
Living Expenses
Single Applicant – $1,780 per month
Joint Applicants – $3,015 per month
Dependents – $350 per dependent, per month
Single Economy Applicant – $1,320 per month
Joint Economy Applicants – $2,365 per month
Updated Consumer Product Guide is now available in the lender resources, which reflects these changes.
ALEX BANK - 12th January
Limited Time Summer Special- No Fee Car & Caravan Loans |
|
|
To help you get 2026 off to a flying start, we’ve got another great offer for you and your clients available until the end of Summer! |
|
|
No Establishment Fees on Secured Car and Caravan Loans
We’re excited to announce an exciting special to help you build momentum through the end of summer. We are offering a no fee secured car and caravan loan campaign for a limited time.
With $0 upfront fees this offer makes it easier to convert quality submissions, remove friction for clients, and drive strong settlements to kick 2026 strongly.
The campaign is available for applications received from today up to the end of Summer 2026 (28th February 2026), giving you a simple, competitive option to support early-year growth.
|
|
|
0.5% p.a OFF ALL RATES for Property-Backed Clients
Don’t forget about our other great offer available for eligible homeowners and mortgage holders who receive an exclusive 0.5% p.a. discount across both secured car/caravan loans and unsecured personal loans.
Check out all our awesome rates below right across all our credit score tiers! |
|
|
Credit Policy Updates: Changes Effective Monday 19th January 2026
We would also like to let you know about some upcoming credit policy changes which formally come into effect on Monday 19th January, making it easier to do business with us: - When assessing customers’ existing mortgage repayments, the loan term used will increase to 30 years, from the current 25-year loan term.
- Business income verification will no longer be needed for “non-primary income” companies if applicant’s shareholding does not exceed 25% (up from 20%).
- For Secured Car and Caravan loans, where the insurance policy is for a “agreed value” the certificate of currency must now show an amount equal or greater than the “Total Loan Amount”, not the “Total Purchase Price”.
- The following applicants will now be classified as “Restricted Borrowers” and subject to a maximum credit exposure of $25,000 Unsecured, and $50,000 Secured:
- Any applicant with a newly created credit file.
- Anywhere an applicant has a credit file with no facilities evident with at least 3 months of RHI reported, and has a current Equifax comprehensive credit score under 800.
- All applicants declared as "Boarding”.
- Unsecured Lending is now unacceptable for:
- Any applicant who currently has over $100,000 in total Consumer Debt.
- Any applicant who has settled more than 1 x Personal Loan or more than $30,000 in Personal Lending in the past 60 days.
- For Secured Car and Caravans Loans,Bank Statements will now be required for all loan applications, in the following circumstances:
- Restricted Borrowers.
- Any arrears for any period evident in CCR reporting.
- Less than 6 months tenure with current employer.
In line with current policy, we may also request bank statements in certain additional circumstances where appropriate.
For more information on these changes, please do not hesitate to contact your Alex Bank Business Development Manager. |
|
|
Download Our Handy Product Guides - See Why Brokers Choose Alex Bank
Want quick, simple resources to help your brokers sell more? Download our handy Product Guides for Unsecured Personal Loans and Secured Personal Loans (Consumer Asset Finance). They’re built to make your conversations easier, outlining key features, eligibility, turnarounds, and how Alex Bank helps you convert more clients - fast.
Download the guides today and see why more brokers choose Alex Bank for personal lending and consumer asset finance.
|
|
|
Here to help
If you need to discuss scenarios, rate guidance, or want to workshop a deal, we're here to help.
Email brokersupport@alex.bank or contact your BDM using the details below.
|
|
|
|
|
|
|
WISR - 7th January
| Jumpstart Jan | New year, new momentum - rates, servicing updates & support to kick off Jan strong | | Get an estimate |  |
|
|
|
We hope you had a lovely holiday break and managed to squeeze in some well-earned downtime. ☀️
As we kick off the new year, we’re excited to help you Jumpstart Jan with discounted rates, smarter servicing updates, and the support you can count on as things ramp up again.
THE HIGHLIGHTS | ? 0.25% rate discount on debt consolidation loans | ? New servicing changes to make applications easier |
|
| Spotlight | Take 0.25% off your rate for debt consolidation loans January is the perfect time for clients to reset their finances - and our 0.25% rate discount on debt consolidation loans gives them an even stronger reason to get started.
With a Wisr debt consolidation loan, they can combine credit cards, Buy Now Pay Later, and existing personal loans into one simple, manageable repayment. | | Get an estimate |  |
|
|  | New servicing changes to make your life easier!
Our team has been working hard to streamline assessments and reduce unnecessary back-and-forth. Here’s a quick overview:
Buy Now Pay Later (BNPL) BNPL will be excluded from servicing when consolidated into a Wisr loan or if the client closes their account prior to settlement. Discretionary quarterly BNPL threshold increased to $3,000 (previously $1,500).
No bank statements
Debt collections | | Get an estimate |
|
| | Tip of the month ?
We can consider 100% of casual income if the applicant has been in their current role for more than 9 months. If they have been employed casually in the role for 4-9 months, we apply an 80% income assessment.
Nicole Evans, Head of Broker | |  |
|
|  | Is January too early to put up Xmas decorations? BDM Rachael, doesn't think so.* |
|
 | Wisr's Growth and Marketing team ringing in the calendar year at Sydney HQ. |
|
| |
|
LATITUDE - 7th January
|
Acceptable Income Document Changes Effective Monday 12th January, we are updating our income verification documents. Please refer to the updated Minimum Document Checklist, Allowable Income Guide & Accountant Letter Guide in the broker portal to ensure you are using acceptable income verification documents for applications submitted from Monday 12th January. |
Key changes: Based on the date of submission, salary credits on Bank Statements must show the latest deposit within: - 10 days – if paid weekly
- 20 days – if paid fortnightly
- 40 days – if paid monthly
Based on the date of submission, Payslips must be dated within: - 10 days – if paid weekly
- 20 days – if paid fortnightly
- 40 days – if paid monthly
Applicants working for the Family Business must now provide the MyGov YTD Income Statement to verify their income. |
Thanks for partnering with Latitude. Kind regards Latitude Broker Team 
|
ANGLE - 5th January
|
Dear Angle Brokers,
We hope you had a fantastic Christmas and New Year!
See the latest rate updates for A++ & A+ customers: A++ & A+ rates are increasing by 40bps as of today. Existing deals must settle by COB 9 January to lock in current rates. From 9am Monday 12 Jan, existing deals will be issued a new approval advice reflecting the new rate. All other standard rates remain unchanged.
|
|
| | |
These 3 Angle Finance Products Are Trending Right Now! |
|
| 1. Secondary Assets Competitive rate, starting at 7.89%. Funding up to $250K Low Doc, $500K with 6-month bank statements, and larger equipment with full financials. Over 500 secondary assets funded - check out MyHub to learn more.
|
|
| 2. Older Primary Assets Competitive rate of 8.75% -9.75%. No rate loading for private sales. Low Doc up to $250K. Finance assets up to 17 years old on a 3-year repayment term (20-year end-of-term).
|
|
| 3. Start-Up Product - <2 Year ABN Recent rate reduction, now from 10.45%. For businesses operating ≥3 months, up to $150K. 20% deposit and bank statement assessment.
|
|
| |
|
|
|
|
|
|
|
|
|
| |
January 2026 National Webinar! Register NOW!
Kick off 2026 with a session on Customer Lead Generation, Start-Up Finance, plus meet new QLD/WA BDM Chris Evans. |
|
| | Log in to Broker Portal to submit a deal & to view the updates! For more info head to MyHub, your go-to for all things Angle. |
|
| Cheers, The Angle Finance Team |
|
|
|
|
|
|
MORRIS - 1st January
|
|
As we approach the end of the year, we’ve recently reviewed our product criteria and pricing. You will find linked below our updated Morris Products, Matrix and Fee Schedule documents, effective from 1st January, 2026.
Accompanying this are copies of our new Chattel Mortgage contracts, required on all Settlements for applications approved from the 1st January 2026.
Also linked below is a copy of our current Broker Guide and Submission Cover Sheet. Please note that all Credit and Settlement team members now have direct phone lines, implemented to enhance communication with you. |
|
| If you have any questions in regards to the linked documents, or would like to discuss a loan scenario, feel free to contact myself on 0447 813 630. Thank you for your support throughout 2025 and we look forward to working with you to achieve further success together in 2026.
Jarrod Moore
General Manager - Asset Finance
M 0447 813 630
E jarrod@morrisfinance.com.au |
|
|
WESTPAC - 1st January
| Financial Statement requirements from 1 January 2026. | For all credit applications submitted from 1 January 2026, financial statements and tax returns must cover the latest full financial year up to 30 June 2025.
If for any reason applicants have not yet finalised and signed off June 2025 statements/tax returns, Westpac may accept as a minimum, management account statements to clearly indicate the financial performance of the applicants for that year.
When only management accounts are provided, we urge brokers to also provide BAS statements for the corresponding reporting period, to assist with a prompt assessment.
The acceptance of management account statements will be at the discretion of the assessing Credit Manager.
Please ensure from 1 January 2026 you are consistently submitting finalised financial statements and tax returns for the year ended June 2025.
For any further details please talk to your local Business Development Manager or Relationship Executive. |
|
|
|
